CellFi is a mobile-first crypto platform that lets you send, save, earn, and borrow using just your phone. Our platform combines the security of blockchain with mobile accessibility. SMS commands for offline access are coming soon.

Currently, CellFi requires internet connectivity for transactions. We're launching SMS-based transactions soon, which will allow you to send and receive money even without internet access - perfect for areas with limited connectivity.

Absolutely. CellFi uses cryptographic security with Bitcoin-proven cryptographic protection. You maintain full self-custody of your private keys, meaning only you have access to your funds.

No bank account required! CellFi is designed to be accessible to everyone, regardless of their banking status. All you need is a mobile phone to get started. This makes it ideal for the unbanked and underbanked populations worldwide.

With CellFi, you can: Send money instantly to anyone via blockchain (SMS transactions coming soon), Save in stablecoins to protect against inflation, Earn interest on your crypto holdings, Borrow against your crypto as collateral, and Access your funds 24/7 from anywhere in the world.

Getting started is easy! Head to the app, sign up with your email or social login, and create your wallet in minutes. Start sending, saving, and earning right away. No technical knowledge required.

CellFi is currently completely free to use — we don't charge any fees. You only pay the standard network gas fees required by the blockchain for transactions.

By default, CellFi supports CBTC, WCBTC, CTUSD, and USDC.e. You can also add custom token addresses in the settings to use any token on the Citrea network. All transactions are secured by Citrea's zero-knowledge rollup technology and settle on Bitcoin.